1. An in-home display that helps you track costs and understand when energy use could be more efficient. 2. An end to estimated bills due to automatic connection between your meter and supplier to share usage and spend data. 3. Access to a broader range of tariffs mean that some smart tariffs could be cheaper. 4. Smart meters can work in either prepay or credit mode.

You will need to get your electricity smart meter before you can get your gas smart meter.

Some smart tariffs could be cheaper than standard meter tariffs. Unless there is a good reason not to, suppliers must install a smart meter if they are: - Replacing a meter. - Installing a meter for the first time, such as in a new property.

1. Energy suppliers are installing smart meters as part of a central government programme to replace older energy meters. 2. The smart meter package includes a: - Smart electricity and gas meter. - In-home display, which tells you about your energy usage in pounds and kWh. - Communications hub, which sends and receives information over a secure network from the smart meter to your in-home display and to your supplier so they can take remote readings and bill you accurately.

1. A default tariff is the rate paid for gas and electricity if you don’t choose a tariff for yourself. 2. You will be put on a default tariff when: - Your fixed rate tariff ends. - You move home. - You are moved to a new supplier when your old supplier goes bust. 3. You are probably on a default tariff if you haven’t switched suppliers in the last year, or you’ve never checked what tariff you’re on.

1. You can switch with debts of up to £500 on gas and £500 on electricity. 2. The supplier you switch to will take on the debt and you will repay them instead. This happens under a ‘Debt Assignment Protocol’. You will agree the terms of your repayment plan in your contract with them. Ofgem rules mean repayment plans must be realistic and affordable for you. 3. Prepay meter tariffs are usually more expensive. You may want to ask about the different options available to you, including changing to a standard meter. Most suppliers offer this for free.

1. You can switch as long as you have been in debt to your supplier for less than 28 days. Your old supplier will add any owed amounts to your final bill. 2. If you have owed money for over 28 days, then you will need to first repay the debt.

Help to work out how long a loan will take to pay off, and how much extra you’ll be paying in interest. The results will let you alter the repayment amount, so you can see exactly how that affects the interest you pay and how long you’re paying.

Help to work out how much a credit card will cost you, or how quickly you can pay off your existing cards.

With car’s registration number, we will tell you the running costs in fuel, servicing and maintenance, tax and insurance, and depreciation. You could even compare cars to see which one will be more affordable.

Help to work out how long it will take to save for something, if you know how much you can save regularly.

1. A place to record all your spending, so you won’t forget anything. 2. Breakdown of your finances by category. 3. Personalised tips.

1. Benefits advice and income maximisation. 2. Support with gas and electricity accounts, including fuel debt. 3. Energy efficiency. 4. Trust fund applications.

Help with applications for Cloudesley welfare grants for those struggling with long-term health problems.

Refuge and support for women and families affected by domestic violence.

Welfare checks and form filling for housing, benefits, employment, health, immigration and related issues. Also also work with people who do not meet the threshold for statutory services such as Adult or Children's Social Care, but are still in need of support to improve their wellbeing.

A range of resources and activities to encourage mental health recovery. Also organise separate days for Women and LGBTQ+ people.

Offers English classes, practical support and community to asylum seekers, refugees and migrants from all over the world.

During the peak of the Covid-19 Pandemic we recruited a team of volunteers to support Islington residents who were isolating due to Coronavirus. As we move out of the Pandemic our volunteers can provide support with befriending, help to get out and re-connect and one-off essential deliveries.

An organisation led by disabled people for disabled people. Offers help with: 1. Benefits (including form-filling support). 2. Social care. 3. Mandatory reconsiderations. 4. Registering appeals with courts & tribunals. 5. Disability discrimination. 6. Council services including housing. 7. Utilities suppliers. 8. Grant applications. 9. Signposting for specialist advice.

Help for Tigrgna, Amharic, Arabic, and Somali speakers to access health, education, welfare, housing, legal services.

Support to children and adults with learning disabilities, such as help with personal budgets and form filling, and access to social groups and other local networks.

Support for all adults in Islington, not just older adults.

Funding for low income households who have energy debt of at least £150 to OVO.

Funding to reduce or clear ScottishPower energy debt.

Funding for: 1. Utility, rent and council tax arrears. 2. Funeral expenses including travel costs. 3. Essential medical aids. 4. Essential white goods and furniture. 5. Essential living expenses. 6. Bankruptcy and debt relief order fees. 7. Rent and deposit if a colleague is homeless or their health and safety is at risk. 8. Car repairs in remote locations.

Funding for household items such as white goods, children's clothing or family respite holidays.

A means to find out what means-tested welfare benefits you are entitled to claim, including tax credits.

Fuel bills paid directly out of your benefit payments if you are having difficulties with doing so directly.

Eligible households can claim a one-off £200 payment from your local council towards winter fuel bills. Payment will be available regardless of how households pay for fuel i.e. by pre-payment meter, direct debit or quarterly bill payments.